mechanical breakdown insurance for your California vehicle

Easy monthly payments. no waiting period. No yearly mileage restrictions.

olive’s mechanical breakdown insurance will cover olive your adventures

olive in the news

protect yourself from expensive mechanical car repairs

Owning a car in California has been a source of adventure and freedom since before it was known as The Golden State.

Californians rely on their cars, SUVs and trucks to get to work, the beach, the mountains and find new adventures across the beautiful landscape.

Over the years cars have become more and more complex. They have tens of thousands of parts and are sophisticated computers that are even more advanced than the ones used on the lunar landing. Simply changing your oil has become much more difficult, and tuning a car yourself is darn near impossible without the sophisticated equipment auto dealers and repair shops have invested hundreds of thousands of dollars purchasing. When something breaks, the high cost of fixing it can drain your bank account or max out your credit card.

New car warranties run out before your loan payments end, and many used cars have long term loans that extended beyond the coverage for mechanical breakdowns.

Wouldn’t it be great if you could have the peace of mind knowing you have coverage from the high cost of mechanical breakdowns and expensive auto repairs?

You may have considered extending breakdown coverage for your car, truck or SUV from the dealership, but chose not to purchase at that time. No need to worry, if your car is less than 11 years old and has under up to 140,000 miles we can still cover you with mechanical breakdown insurance. (in California, mechanical breakdown insurance is the technical term for what many refer to as an extended warranty. For more information on California doi mechanical breakdown insurance visit the (California Department Of Insurance’s website)

olive is bringing mechanical breakdown insurance into the 2020s

Instant online quotes. Low monthly payments. Customizable coverage.

low monthly payments

Prices are fixed for the life of your term. monthly payment and coverage options. Choose the deductibles, coverage level, and the ability to cancel at any time: The power is in your hands. we earn your business every month.

no waiting period

Unlike other providers that require a 30 day and/or 1,000 mile waiting period, olive’s mechanical breakdown insurance kicks in at midnight of your first monthly payment.
Click today, covered tomorrow.

no yearly mileage restrictions

If your car has 140,000 miles or less we will cover you up to 185,000. You can drive those extra 45,000 miles in less than a year and still be covered. Only 100,000 miles on your car? You can drive another 85,000 miles!

it's yours to cancel anytime

We don’t employ fast-talking salespeople. We focus on providing you the tools you need to choose the right coverage all online with coverage advocates standing by if you need extra support. We strive to earn your business every month-you can cancel anytime.

Google 5-Star & BBB A+ ratings

Our products, customer service, and reputation for excellence have earned us an A+ rating with the Better Business Bureau and we’ve partnered with some of the insurance industry’s largest companies to back us. olive is in the business of helping you live life covered!

olive our plans.

olive’s mechanical breakdown insurance provides similar (sometimes better) coverage than what you would get from a manufacturer’s extended car warranty, and with more customizable options.

olive powertrain plus

 olive powertrain plus vehicle service contract takes the benefits of our olive powertrain plan and turns it up a notch! Covering more than just the major parts, olive powertrain plus includes power steering, front suspension, brakes, and air conditioning components.

olive complete care

olive Complete Care vehicle service contract coverage is so comprehensive it’s easier to tells you what is excluded.  While tires and windshield wipers are not covered because they are wear and tear items, just about everything else is covered from your back up assist camera, to your transmission control module-we have olive it covered.

olive powertrain

olive powertrain vehicle service contract gives you the peace of mind that your drive-train is covered wherever you travel. olive powertrain covers all of the most expensive items, including every lubricated part of your transmission and engine. It covers other expensive repairs such as your water and oil pumps, thermostat. Got a factory turbocharger? Covered. And that's just the beginning.

average repair costs with and without olive

engine replacement

without olive

average cost of repair

with  

just your deductible

transmission

without olive

average cost of repair

with  

just your deductible

electrical 

without olive

average cost of repair

with  

just your deductible

Google 5-Star and BBB A+ rating means coverage you can trust

Our products, customer service, and reputation for excellence have earned us an A+ rating with the Better Business Bureau and we’ve partnered with some of the insurance industry’s largest companies to back us. We’re in the business of helping you live life covered!

Tristar Indemnity, LLC BBB Business Review

I choose the Complete comprehensive care and it covers Everything you can imagined if the car break down and i think its very valuable for the money i pay every month.. Thank you!
Mohammad Ziyadh
Mohammad Ziyadh
01:14 11 Aug 20
Candy Scott
Candy Scott
02:00 06 Aug 20
Way easy to apply...Barbra was awesome....very happy
William Carroll
William Carroll
19:08 29 Jul 20
It was an excellent experience. Very easy and seamless.
Pamela Edwards
Pamela Edwards
01:10 29 Jul 20
Great company to work with! I would highly recommend it for those looking for extended warranty for high mileage vehicles. 2 thumbs up!!
KC Latch Hooked
KC Latch Hooked
17:12 24 Jul 20
Amazing customer service and value!
Trey Smith
Trey Smith
16:18 24 Jul 20
Barbra was awesome! She walked me through everything and made it all so simple to sign up. Thank you Barbra
Mark Farhan
Mark Farhan
18:29 22 Jul 20
Liam Lopez
Liam Lopez
16:56 22 Jul 20
Cristian Aranda
Cristian Aranda
14:00 22 Jul 20
Easy and seems like a great deal. Instead of paying thousands up front for something you may never use, why not pay much less month to month, and cancel anytime! Sounds like a no-brainer to me!
Travis Mize
Travis Mize
02:17 22 Jul 20
I have searched many companies and could not really find one that would cover in California. I found them and they answered my questions quickly.. Very easy to sign up...
efrain arce
efrain arce
00:53 22 Jul 20
Sally Meglathery
Sally Meglathery
02:49 21 Jul 20
Very helpful and professional
Erick Aranda
Erick Aranda
01:23 21 Jul 20
Eric Thompson
Eric Thompson
02:01 18 Jul 20
Gene Austin
Gene Austin
01:38 18 Jul 20
Ragdoll
Ragdoll
00:41 18 Jul 20
Olive is awesome! One of the best in the industry hands down!
rinran1920
rinran1920
23:41 17 Jul 20
They were really pushing another company, and found Olive! My car was protected within 10 minutes! They sent me my coverage form documentation by email, paid my first month, and I am good to go! Ask me again, if something should happen to my car! That will be the real test! So far, so good!
Veronika Fimbres
Veronika Fimbres
22:36 17 Jul 20
JoeL Vargas
JoeL Vargas
22:05 17 Jul 20
So far so good I haven't had to use the warranty yet but it was a very easy signing up process I'm very excited to have this warranty.
Joe Johnson
Joe Johnson
21:33 17 Jul 20
I was worried until my service writer said "no problem" after calling for authorization. From then on it was seamless and efficient. My Olive warranty is the best thing that's happened for my car and the most worry free purchase I've made in a long time.
Donna Paul
Donna Paul
23:04 16 Jul 20
Margaret Evans
Margaret Evans
18:30 16 Jul 20
I would absolutely be very careful dealing with these guys. I took my car to the shop after my engine checkight came on and they did not approve my repairs and I'm out $600 after trusting they were reputable
Kevin Patterson
Kevin Patterson
00:47 16 Jul 20
So far, so good. Great customer service 👏
Transformation Station Healing The Hurt
Transformation Station Healing The Hurt
23:03 15 Jul 20
Stan Procter
Stan Procter
22:08 15 Jul 20
Jerry is who I talked with and he was very professional with me.he answered my questions also.
Randall Lackey
Randall Lackey
21:30 15 Jul 20
Cherrill L Keith
Cherrill L Keith
21:29 15 Jul 20
Do far so good. I was impressed from the beginning with the company representative. Very courteous, patient and helpful.We are off to s good start with a smart service.Thank you and 5⭐️
gee wiz
gee wiz
21:16 15 Jul 20
Danita Johnson
Danita Johnson
21:13 15 Jul 20
I was greeted by Jerry who helped me with my policy, very knowledgeable and understanding
David Phelps
David Phelps
21:11 15 Jul 20
Keefe Peace
Keefe Peace
21:07 15 Jul 20
Jerry was very honest, and respectful thank you
Charlotte Milton
Charlotte Milton
23:26 14 Jul 20
I really appreciated all of the information Jerry gave me. I feel comfortable purchasing my Olive insurance!
D M
D M
01:14 09 Jul 20
Explain products found what I needed to purchase at a price I can afford.
Richard Cronan
Richard Cronan
18:11 08 Jul 20
Lewis Mctighe
Lewis Mctighe
21:53 02 Jul 20
Jeanika Trevino
Jeanika Trevino
20:06 30 Jun 20
Buyer's beware! I purchased a warranty from Olive, and when I filed a claim for transmission replacement, it got denied. I had it diagnosed by a local mechanic. They rejected it because they said it didn't have enough evidence, so I brought it to an actual Ford dealership, which I paid out of pocket to have it diagnosed and got denied again, saying it is not good enough. What a waste of time and money for a company that doesn't even stand by their warranty. I mean, what more do you want?!?! An actual Ford dealer even said I need a new transmission.
Mark Anthony Robles
Mark Anthony Robles
05:46 30 Jun 20
Mayme Conway
Mayme Conway
22:17 29 Jun 20
Richard Avila
Richard Avila
22:40 26 Jun 20
jana casey
jana casey
19:49 26 Jun 20
Deetrice Morais_Artis
Deetrice Morais_Artis
19:22 24 Jun 20
I think this company was a joke,because my car was 2010 and they charge a hefty price for plans people on retirement or social security cant even afford car repairs to keep thier cars running and car shield does not and will not cover cars that old and with existing problems that needs repairs, car shield leaves them out of thier plans and i called twice hung up on me oh interesting that is how they are with people, they work with celebrities and famous people, i.found out about that and heard thats why they charge higher amount for car warranty on vehicles over $100 a month we americans are not that rich or wealthy should know that its ridiculous, i don't recommend this to anyone on retirement or disability or social security period.
Bobby Harris
Bobby Harris
21:31 23 Jun 20
Great experience, thanks Jerry
Waynne Noel
Waynne Noel
22:38 22 Jun 20
Devonte Tatum
Devonte Tatum
15:57 22 Jun 20
Very knowledgeable, very very kind, very helpful. Made it very easy for me. Truly appreciate the experience.
Marlene Butler
Marlene Butler
22:18 18 Jun 20
Joe Rivera
Joe Rivera
16:41 18 Jun 20
I spoke to Jerry and he was very very good I love his attitude
Gwen castle
Gwen castle
22:59 17 Jun 20
Yesenia Garcia
Yesenia Garcia
15:26 17 Jun 20
Ken Black
Ken Black
01:43 17 Jun 20
While I am an employee at olive, I am also a customer. We bought my son a 2012 Toyota 4Runner with over 100,000 miles and the comprehensive coverage warranty from olive only cost me about $60/month. Keeps me from having to pay for major repairs if something breaks-and who do you think my son is going to call when something breaks and he cannot afford to fix it? ME of course!
Dan Stratford
Dan Stratford
22:01 16 Jun 20

olive’s mechanical breakdown insurance for California residents is the affordable solution you have been looking for

olive is here to help with mechanical breakdown insurance: fixed monthly payments. no waiting period and unprecedented unlimited mileage so you can drive your car as much as you need or want for commuting to work or travel and leisure.

Best of all, olive provides California vehicle owners with convenient monthly payments, along with no waiting period and unlimited mileage for the length of your mechanical breakdown insurance term.

Extended car Warranties vs. Mechanical Breakdown Insurance for California Based Vehicles

Due to the fact that most manufacturers’ warranties on new cars are called “warranties”, it makes sense that most people think of ‘extending their car warranty” rather than purchasing Mechanical Breakdown Insurance, often referred to as “MBI”. In California there are strict regulations on who can provide services that cover repairs due to breakdowns that occur once your original vehicle warranty is expired. Many people have found the gold standard in coverage in California to be mechanical breakdown insurance for providing a great value for the consumer in terms of cost, coverage and reliability.

 

Why olive’s Mechanical Breakdown Insurance Can be Great for You

Any service that extends coverage for mechanical breakdowns is only as reliable as the company that backs it. At olive, our mechanical breakdown insurance for vehicle owners in California is backed by QBE, an insurer with over $15 Billion in 2019 assets under protection. QBE employs over 12,000 people in 31 countries and have been an underwriter with an  A+(Stable) financial strength ratings with Standard & Poor’s, Fitch Ratings and A.M. Best.

We only partner with the best, so our coverage can be the same: the best.

click. save. relax.

olive’s mechanical breakdown insurance is only a click away-click today for a quote and get your California vehicle covered tomorrow. And when your car has a mechanical breakdown you can quickly and conveniently access your account on web from virtually anywhere.

the olive way is the better way
When you click to get a quote today you work directly with us to get your car covered tomorrow without a waiting period for nearly all vehicle types-gas, diesel, hybrid and even fully electric cars, trucks and SUVs.

on a road trip?
No worries-olive’s direct protection and network of available auto repair shops are nearly everywhere and even provide reimbursement for lodging if you get stuck in-between destinations.

olive’s mechanical breakdown insurance is convenient, easy to use and affordable, and unlike many of the fly by night companies, olive is backed by QBE, an insurer with over $15 Billion in 2019 assets under protection. They employ over 12,000 people in 31 countries and have been an underwriter with an  A+(Stable) financial strength ratings with Standard & Poor’s, Fitch Ratings and A.M. Best. as well as an “A” rating from the BBB since 2010.

We partner with the best, so we can provide the most reliable coverage for our valued customers.

request a free quote

MBI coverage for your California-based vehicle is only a click away. Get an instant online quote conveniently, and from anywhere you can access the Internet.

customize your plan

Whether you need coverage for high-mile commuting, or low-mileage weekend fun, we cover olive your adventures with the perfect plan for you specific driving habits

live life covered

Our lives are full of unexpected twists and turns, and sometimes potholes or bad luck. olive’s mechanical breakdown insurance gives you peace of mind to enjoy the road

convenient. straightforward. comprehensive.

olive’s mechanical breakdown insurance is only a click away-click today for a quote and get covered tomorrow. And when your car has a mechanical breakdown you can quickly and conveniently access your account on the web from virtually anywhere. We cover nearly all vehicle types-gas, diesel, hybrid and even fully electric cars, trucks and SUVs.

On a road trip?
No worries-olive’s direct protection and network of available auto repair shops are nearly everywhere and we will pay for your lodging if you get stuck in-between destinations.

olive’s mechanical breakdown insurance is convenient, easy to use and affordable, and is backed by QBE, an insurer with a long history of satisfying their customers. They are an insurer with over $15 Billion in 2019 assets under protection. They employ over 12,000 people in 31 countries and have been an underwriter with an  A+(Stable) financial strength ratings with Standard & Poor’s, Fitch Ratings and A.M. Best.

You can depend on olive to provide the peace of mind you need.

olive our plans.

olive’s mechanical breakdown insurance helps you keep your car running by paying for unexpected car repairs with an easy to manage monthly payment.

olive powertrain plus

 olive powertrain plus vehicle service contract takes the benefits of our olive powertrain plan and turns it up a notch! Covering more than just the major parts, olive powertrain plus includes power steering, front suspension, brakes, and air conditioning components.

olive complete care

olive Complete Care vehicle service contract coverage is so comprehensive it’s easier to tells you what is excluded.  While tires and windshield wipers are not covered because they are wear and tear items, just about everything else is covered from your back up assist camera, to your transmission control module-we have olive it covered.

olive powertrain

olive powertrain vehicle service contract gives you the peace of mind that your drive-train is covered wherever you travel. olive powertrain covers all of the most expensive items, including every lubricated part of your transmission and engine. It covers other expensive repairs such as your water and oil pumps, thermostat. Got a factory turbocharger? Covered. And that's just the beginning.

olive your commute

Easy to use coverage gets you back on the road quickly when a mechanical issue with your car occurs. Once you signup you are covered the next day with no waiting period or mileage minimum before your coverage begins, and unlimited mileage during the term of your coverage.

Click today. You’re covered tomorrow.

olive your travels

olive’s mechanical breakdown insurance provides the confidence you need to take travel as far as your adventures take you. The first  hundred dollars of your towing bill is covered all across the continental United States in every state. olive’s coverage is perfect for road trippers who love to drive, because we give you unlimited mileage

Travel as far as you want; we help make sure you can enjoy olive your adventures..

olive your investment

Your car is a major investment and is a sophisticated piece of equipment with more computing power than the first moon lander. olive gives you the peace of mind you need to build long lasting memories traveling with friends and family across the United States.

olive’s coverage supports all your adventures.

bolster your budget

With repair bills averaging over $400, one major mechanical breakdown can drain your savings or max our your credit cards. A consistent, affordable monthly payment allows you to plan your finances without having to worry about the stress of an unexpected and expensive repair costs. If your California vehicle needs an emergency repair, olive is with you. You pay the deductible you choose, and olive does the rest. We deal directly with the repair shop and pay the rest of the repair cost. olive shields you from the unexpected car expenses so you can sleep easy at night dreaming of the plans you have budgeted for-travel, a new home, retirement or a college fund.

go olive the places!

We get you. olive recognizes that the second biggest financial decision you’ll make is purchasing your car, truck, or SUV. Whether you are traveling in California or across the US you can rest easy knowing your vacation fund will be intact with coverage blanketing the continental United States. And if your car breaks down driving across the Great Basin Desert of California, you can relax knowing you’re covered by our mechanical breakdown insurance.
We even cover the first $100 in towing costs for covered repairs.

increase the value of your car
with transferable coverage.  

Why are cars with mechanical breakdown insurance coverage more likely to command higher resale value than their uninsured counterparts? Having olive’s mechanical breakdown insurance coverage on your vehicle shows buyers that your car, truck, or SUV has been well maintained. Prospective buyers feel more comfortable buying a vehicle that has mechanical breakdown coverage, because it is a good indicator that the owner has already fixed common issues they would otherwise worry about when buying a used car.

The bottom line is when prospective buyers have to choose between a car, truck or SUV with no extended coverage and one with olive’s transferable mechanical breakdown insurance they are willing to pay more for the vehicle that is covered. olive helps reduce your vehicle’s depreciation by adding resale value to your ride. Our transferable coverage means  olive is covers you when you own your car, and helps you sell your car for more when you are ready for to upgrade to a newer vehicle.

get your mechanical breakdown insurance questions answered

Do I Need Mechanical Breakdown Insurance?

Mechanical breakdown insurance can be an excellent choice for California drivers. We give you some of the pros and cons and the definition for MBIs. Read more…

Can you buy an extended warranty for a used car in California?

MBIs are exclusive to California. getting one for a used car can save you thousands in repair bills. Read more…

 

olive our coverage is backed

mechanical breakdown insurance plans are like a promise, only as good as the person making it.

olive is here to inject honesty and integrity into the buying process, and our mechanical breakdown insurance for California based vehicles is backed by an insurance provider with a long history of satisfying their customers. They’ve secured a consistent “A+” rating from A.M. Best and an “A” rating from Standard & Poor, as well as an “A+” rating from the BBB. We only partner with the best, so our coverage can be the same: the best.

olive provides more than just mechanical breakdown insurance, we provide dependable coverage backed by an insurance mainstay.

the true cost of ownership

Cars, trucks and SUVs are more technically advanced than ever, which makes repairs more costly than ever. Car loans often extend past 5 years, and during that time repairs average $2,000 to $3,000-even when a major breakdown is avoided. A significant repair can break the bank.

With olive’s mechanical breakdown insurance you don’t have to worry about a major repair destroying your budget or leaving you stranded. With our unlimited mileage coverage olive provides the peace of mind you need knowing you can drive your car as far as you want and it will still be covered.

coverage for every driver type

new car owners

Your new vehicle was likely a significant investment that depreciates quickly, and your payments likely extend past the term of your car loan. You need to maintain your car to help keep it’s value, but you can’t afford to have 5+ years of payments with only 3 years of coverage with limited mileage. olive’s mechanical breakdown insurance extends your coverage and gives you peace of mind your car won’t stop before your payments do.

expired manufacturer’s warranty

Why does your coverage stop if you go past 3 years/36,000 miles. Because they know your car, truck or SUV is likely to require expensive repairs. olive goes way beyond your vehicle’s original warranty, letting you rack up the miles with confidence. And we don’t penalize you for actually driving your car. We provide unlimited mileage on our mechanical breakdown insurance. olive has your back!

families

olive knows family life is busy. getting to and from school, sports practice, music training and their social events makes you feel like an underpaid chauffeur. your dependance on your vehicle for trips to the grocery store, to get laundry and to family events means you can’t afford for your car to break down and leave you stranded. olive takes the worry out of a mechanical breakdowns, so you can do your best to keep on schedule and on budget. 

educated consumers

We welcome educated buyers. You should not buy mechanical breakdown coverage without knowing what you are getting. olive’s transparent pricing, easy monthly payments, no waiting period, unlimited mileage and customizable plans you get to choose take the guesswork out of buying mechanical breakdown insurance. olive makes the choice easy so you can get the coverage and the peace of mind you need to enjoy your ride.

olive the difference

Tired of warranties that cover the inexpensive parts but don't cover what is often the most expensive part-the labor? olive's Complete Care protection plan pays for the labor and the parts needed to keep your car running smoothly and reliably. This includes seals, gaskets, linkages,  control valves, and couplings (just to name a few).

When you start adding up the labor costs associated with diagnosing and repairing your vehicle the costs can skyrocket to  3-4 times or more of the cost of the actual parts.

olive’s mechanical breakdown insurance with affordable monthly payment plans makes a ton of financial sense and can eliminate surprises associated with car repairs.  Dig the details? See full coverage information in terms and conditions.

why olive?

sleep

It sounds strange, but peace of mind is one of the best reasons to have olive mechanical breakdown insurance.

freedom

olive mechanical breakdown insurance protects you from shelling out hard-earned cash on surprise breakdowns.

confidence

With olive on your side, you can have the confidence to go on that outrageous road trip you’ve been planning.

whatever your make or model, we have a plan to fit.